Federal employees have access to one of the most comprehensive retirement systems in the country — but understanding how FERS, your Thrift Savings Plan, and Social Security work together can be complex.
At DeWitt & Dunn Financial Services, we provide specialized guidance that helps you make informed, confident decisions about your federal benefits, so you can build a clear and coordinated plan for retirement.
At DeWitt & Dunn, we take a comprehensive, education-first approach to help federal employees coordinate every part of their retirement. We start by analyzing your FERS pension so you understand exactly how it contributes to your retirement income. From there, Cathy DeWitt Dunn and her team provide guidance on your Thrift Savings Plan — including allocation, growth, and distribution strategies that fit your goals and your timeline.
We also review your retirement eligibility and timing so you can decide when to retire and understand how that decision affects your benefits. And we coordinate your Social Security with your federal retirement income to build a more balanced, tax-efficient plan. We never pressure you into decisions you don’t understand — our goal is to give you the information and confidence to make smart choices and stay in control of your money.

A structured approach brings clarity to these decisions and helps ensure you’re making the most of every benefit you’ve earned.
Federal retirement planning is different from traditional retirement planning. With so many moving parts working together, it’s important to understand how each one affects your long-term financial future. Without a clear strategy, it can be difficult to answer questions like:
Most financial professionals are generalists. Federal benefits, though, run on their own rules, timelines, and terminology — and small missteps can be costly. A TSP withdrawal taken at the wrong time, a survivor election made without the full picture, or health coverage dropped before retirement can cost far more than most people expect.
For more than 20 years, Cathy DeWitt Dunn and her team have helped individuals and families across the country protect and grow their retirement assets and build income they can’t outlive. We bring that same experience — and our education-first, no-pressure approach — to federal employees, connecting your FERS pension, TSP, FEHB, FEGLI, and Social Security into one coordinated plan. Because we’re licensed nationwide, we can help whether you work here in the Dallas–Fort Worth Metroplex or anywhere across the country.
Our team includes a Federal Retirement Consultant℠ (FRC℠) — a professionally listed designation on FINRA that reflects a proven level of expertise in federal employee retirement benefits.
Your federal benefits are made up of several moving parts. We help you understand and coordinate each of them:
Your federal retirement benefits are too valuable to navigate without a clear plan — and they only work in your favor when properly coordinated. From your pension and TSP to Social Security and your other assets, each piece plays a role in your overall strategy; without alignment, opportunities get missed and risk goes up. Whether you’re years away or preparing to retire now, Cathy DeWitt Dunn and her team bring everything together into one cohesive plan built to improve efficiency, reduce uncertainty, and support long-term financial security. Get it Done with DeWitt & Dunn.











Kathy A.
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Wonderful advice 10 years ago when we met with Cathy to purchase an annuity. Now we have guaranteed income for life! No pressure, just reassurance. I highly recommend DeWitt & Dunn. Great experience.
Steve I.
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Very professional and courteous, Thank you Cathy and your team for making this transition seamless for me.
Bobby S.
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10 years ago we sat down with Cathy and she explained what they had to offer – no pressure. We now have 2 accounts with DeWitt & Dunn and they have both done what was promised. Couldn’t be more pleased.
Robert M.
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Cathy is the best! I know of many successful and happy clients of her’s. She is very professional and treats everyone like family. She has been in the financial industry for a long time and she is an expert in the field. I would recommend everyone use her services.
